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Budgets · Bills · Investments · AI coaching
Your money, one honest picture.
Wayne's Wallet connects your banks and brokerages, tracks budgets and bills, watches your investments — and coaches you at the intensity you choose.
Not ready to connect a bank? Every account includes a demo tour — six months of sample money, one click in, one click back out.
Safe to spend
Know what's actually spendable — before you spend it.
Cash, minus credit owed, minus the next 30 days of bills, with a buffer set by your dial. One number on the dashboard that answers the only question that matters on a Tuesday afternoon.
Follow the money
See where every dollar actually went.
This month's income flows into rent, groceries, the card you paid off — and the part you kept. Transfers between your own accounts don't masquerade as spending, and credit-card payments never double-count.
The Frugal Dial + George
One dial sets the tone — for the app, and for your coach.
Slide from Relaxed to Frugal and every threshold follows: budget warnings, alert sensitivity, bill reminders — and the strictness of George, the AI coach grounded in your real numbers. Education, never sales pitches.
For the whole household
Money habits for every age at the table.
Wallet Jr. gives kids the three jars — Save, Spend, Give — with real habits at play-sized stakes. Story-first lessons for kids, teens, and adults, plus The Front Nine money game. One wallet, every login, when you share with a partner.
Net worth, paced
Milestone rings and an ETA to your next $100k — income is speed, net worth is distance.
Reports you design
Any metric, sliced by category, merchant, or account — with a business-only lens for side hustles.
Subscription radar
Recurring charges detected automatically, price hikes flagged before they settle in.
Private by design
Your data is never sold, never shared, and George never sees account numbers.
Simple prices, honest ladder
Demo free forever · Basic $5.99/mo for real bank sync · Pro $9.99/mo adds investments, bills, household & unlimited George · Bundle $19.99/mo for everything we make
Why "Wayne's"?
Named for a dad who budgeted on a legal pad at the kitchen table — and spent his life passing on hope, one budget at a time.